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Debt Centres - Nationwide Support



UK Legislation could reduce your debts by up to 70%*
Whatever your circumstances, help is available.

Thousands of people in the UK are struggling with debt, which can be very stressful. So getting the right advice should be very important to you.

All debt problems can be solved, so if you' re struggling with debt, try not to worry, but do not ignore your problem it's vital to take action now and get in control of your finances.

UK Legislation is in place to help. Talk to an expert debt advisers today and find the debt solution that’s right for you. It maybe be possible to...

  • Consolidate your debts into one low monthly payment as little as £80
  • Reduce your debts by up to 70%*
  • Reduce or freeze interest and charges whenever possible
  • Never have to deal with your creditors again

About Debt Centres

We pass details to companies licensed by the Financial Conduct Authority under the Consumer Credit Act 1974, for the categories of Credit brokerage and Provision of debt-counselling on a commercial basis. A quick, informal chat to a fully trained UK based advisor will enable them to find the right help and advice for you and help you to become debt free.

  • Nationwide coverage from UK based debt advisors.
  • Reduce your debt by up to 70% with UK Legislation*
  • There is help available you even if you have low income, previous bad credit or CCJs
 
IVA Example
Here's an example of how an IVA can make your debt affordable
How your finances may look...
Unsecured Loan:
£12,000
Credit Card:
£10,000
Store Card:
£4,000
Total Owed:
£26,000
Current monthly
payment:
£680
With an IVA...
60 monthly
payments:
£206
Total debt
paid back:
£12,360
Total debt
written off:
£13,640
Debt written
off:
62%
Get Confidential, Expert Debt Advice Today
Simply complete the enquiry form and a helpful UK based debt expert will call you back and explain how they can help.
 
 
Debt Management Example
Here's an example of how a Debt Management Plan can make your debt affordable
How your finances may look...
Unsecured Loan:
£6,000
Credit Card:
£3,000
Store Card:
£2,000
Total Owed:
£11,000
Approx. Monthly
payment:
£385
With a Debt Management Plan...
Approx. Monthly
Payments:
£150
privacy Privacy Assurance
Your privacy is important to us. We only ask for information to help reduce your debt.
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Debt Solutions
There are many debt help options available if you are struggling with debt. To learn more about each option click on the buttons below.
  • Debt Management

    A debt management plan is designed to help people who are struggling with their debts. If you owe at least £1,000 of unsecured debt and can afford to pay at least £80 per month or £20 a week then this could be an option for you.



  • IVA

    If you owe more than £5,000 and can afford at least £80 per month or £20 per week an IVA might be an option for you. An (IVA) is a Government Scheme to help those with unaffordable debts. An IVA lets you repay all your debts in a single monthly payment at a rate you can really afford.

  • Bankruptcy

    Bankruptcy is when you admit legally that you can't pay off what you owe to your creditors. You can do this as either a private individual or a business. You can also have bankruptcy imposed upon you, usually by creditors who are trying to recover money that you owe them.


  • Trust Deed

    A Trust Deed is help for those with unmanageable debt, exclusively for Scottish residents. It enables you to repay as much of your unsecured debt as you can within an agreed timeframe (usually 4 years). On completion, any remaining unsecured debt will be legally written off.

Fees & Key information

These debt solutions are designed to help you find the most affordable way out of debt. Fees maybe payable dependent on the solution recommend to you. By law Debt Solutions Companies must be clear about any fees payable. Click here for more details on Fees and Key Information

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Case Studies
  • Mr. D from Salisbury

    case study 1 Mr. D from Salisbury was paying £250 per month towards two Barclaycards with combined balances of over £6k. He was paying £250 per month of which £180 was an interest charge. Mr. D has been paying £99 per month into his debt management plan since August 2012. £25.50 is retained each month as an administration fee and interest and charges are frozen across all of his debts.
  • Mrs. S from Oldbury

    case study 2 Mrs. S from Oldbury was paying £475 per month towards £17,500 of unsecured debt to multiple creditors, including high interest charging payday loans. She has been paying £120 per month into her debt management plan since July 2012. £35.50 is retained each month as an administration fee and interest and charges are frozen across all of her debts.
  • Mr. H from Harrogate

    case study 3 Mr. H from Harrogate was paying £580 per month towards over £24,000 of unsecured credit, including three high interest charging credit cards. Mr. H has been paying £202 per month into his debt management plan since August 2009. £41.02 is retained each month as an administration fee and interest and charges are frozen across all of his debts.